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Our experience includes over 30-years developing American National Standards and ISO standards; current and past working group chairs with the Accredited Standards Committee (ASC) X9 for the Financial Services Industry, former liaison and US expert to ISO Technical Committee 68 Financial Services; and editor for numerous X9 standards.
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The PCI Security Standards Council (SSC) was founded by the credit card brands American Express, Discover Financial Services, JCB, MasterCard Worldwide, and Visa International in 2006 to maintain and evolve the PCI Data Security Standard (DSS). The council is composed of over 400 additional participating organizations and is responsible for several certification programs including the Qualified Security Assessor (QSA). QSA perform annual assessments of merchants who must comply with the PCI DSS according to each brand's compliance program.
The Accredited Standards Committee (ASC) X9 Technical Guideline #3 (TG-3) Retail Financial Services Compliance Guideline for Online PIN Security and Key Management was adopted by the Electronic Funds Transfer (EFT) networks Pulse™, STAR™ and NYCE™ since 1994 to protect the security of:
Personal Identification Numbers (PIN);
PIN Encryption Keys (KPE); and
Key Encryption Keys (KKE).

Sections 315 and 114(B) of the Fair and Accurate Credit Transactions (FACTA) of 2003 specifies that any organization, including non-lenders (e.g., brokers and auto dealers), which use consumer credit data is required to comply with Red Flag regulations by Nov. 1, 2008
Our company's investigation services allow flexibility in giving our customers the option of further exploring identified vulnerabilities. Working in concert with the fraud / loss prevention teams of our customers, we can determine whether those vulnerabilities have been exploited to cause loss or damage, can strengthen prevention methods to minimize vulnerabilities, and can pursue those persons who may have caused loss to the company